Browse > Home / CompanyIntelligence / Financial / Chase Manhattan / Business

Chase Manhattan Bank

Business

Page 1 of 51 2 3 4 5

$53	Preview Subscribers	1999	Advertising Insertion Order Advertising Insertion Order (95K) Doc #147095: Click preview link for longer preview. AOL ADVERTISING INSERTION ORDER ------------------------------- by and between AMERICA ONLINE, INC. and STAMPS.COM INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [LOGO OF AMERICA ONLINE] =============================== Contract #: ------------------------------- AOL Salesperson: -------------------------- Sales Coordinator: Credit Approval Received ------------------------ Date: ------------------------------------- {TABLE} {CAPTION} - ----------------------------------------------------------------------------------------------- Advertiser Advertising Agency - ----------------------------------------------------------------------------------------------- {S} {C} {C} Contact Person Doug Walner - ----------------------------------------------------------------------------------------------- Company Name Stamps.com, Inc. - ----------------------------------------------------------------------------------------------- Address - Line 1 2900 31st St., Suite 150 - ----------------------------------------------------------------------------------------------- Address - Line 2 Santa Monica, CA 90405 - ----------------------------------------------------------------------------------------------- Phone # 310-450-1444 - ----------------------------------------------------------------------------------------------- Fax # - ----------------------------------------------------------------------------------------------- Email Dwalner@stamps.com - ----------------------------------------------------------------------------------------------- SIC Code - ----------------------------------------------------------------------------------------------- Advertiser IAB Category - ----------------------------------------------------------------------------------------------- {/TABLE} {TABLE} {CAPTION} - ----------------------------------------------------------------------------------------------- Billing Information - ----------------------------------------------------------------------------------------------- Send Invoices to (choose one): Advertiser [_] Agency - ----------------------------------------------------------------------------------------------- {S} {C} {C} Advertiser or Agency Billing Same as above Contact Person - ----------------------------------------------------------------------------------------------- Company Name - ----------------------------------------------------------------------------------------------- Billing Address - Line 1 - ----------------------------------------------------------------------------------------------- Billing Address - Line 2 - ----------------------------------------------------------------------------------------------- Billing Phone # - ----------------------------------------------------------------------------------------------- Billing Fax # - ----------------------------------------------------------------------------------------------- Billing Email Address - ----------------------------------------------------------------------------------------------- P.O. #, if applicable - ----------------------------------------------------------------------------------------------- {/TABLE} 1. Guaranteed Payments. Advertiser shall make the following payments to AOL: a. [*]; --- b. []; --- c. []; and --- d. [] --- 2. Additional Payments. See Sections 3 and 8 of Exhibit A, and Section 9 of Exhibit E attached hereto. 3. Late Payments; Wired Payments. All amounts owed hereunder not paid when due ----------------------------- and payable will bear interest from the date such amounts are due and payable at the prime rate in effect at such time. All payments required hereunder will be paid in immediately available, non-refundable U.S. funds wired to the "America Online" account, Account Number 323070752 at The Chase Manhattan Bank, 1 Chase Manhattan Plaza, New York, NY 10081 (ABA: 021000021). In the event of nonpayment on any of the dates specified above, Advertiser shall have an additional five (5) business days within which to make such payment and if Advertiser does not make the required payment in such additional five (5) business days, AOL reserves the right to immediately terminate this Insertion Order Agreement with written notice to Advertiser. - -------------------------------------------------------------------------------- - -------------------------- [*] Confidential treatment has been requested for the bracketed portions. The confidential redacted portion has been omitted and filed separately with the Securities and Exchange Commission. - -------------------------------------------------------------------------------- Inventory Type (choose one): [_] AOL Service only [_] AOL Affiliate only (e.g.AOL.com) [_] AOL Service & AOL Affiliate - -------------------------------------------------------------------------------- 1 {PAGE} {TABLE} {CAPTION} - --------------------------------------------------------------------------------------------------------------------------------- AOL Service - --------------------------------------------------------------------------------------------------------------------------------- Inventory - --------------------------------------------------------------------------------------------------------------------------------- Display AOL Inventory/Demographic Display Stop # of Ad Slots Total Gross Total Purchased Start Date Date Ad Type Purchased Price Impressions - --------------------------------------------------------------------------------------------------------------------------------- {S} {C} {C} {C} {C} {C} {C} PHASE I PROMOTIONS - --------------------------------------------------------------------------------------------------------------------------------- Run of E-mail: Zip Code Area 1 [*] [] Banner Rotation [] [] --- --- --- --- - --------------------------------------------------------------------------------------------------------------------------------- Run of E-mail: Zip Code Area 2 [] [] Banner Rotation [] [] --- --- --- --- - --------------------------------------------------------------------------------------------------------------------------------- Run of E-mail: Zip Code Area 3 [] [] Banner Rotation [] [] --- --- --- --- - --------------------------------------------------------------------------------------------------------------------------------- Run of Service: Zip Code Area 1 [] [] Banner Rotation [] [] --- --- --- --- - --------------------------------------------------------------------------------------------------------------------------------- Run of Service: Zip Code Area 2 [] [] Banner Rotation [] [] --- --- --- --- - --------------------------------------------------------------------------------------------------------------------------------- Run of Service: Zip Code Area 3 [] [] Banner Rotation [] [] --- --- --- --- - --------------------------------------------------------------------------------------------------------------------------------- Computing Download Software: Zip [] [] Banner Rotation [] [] Code Targeted --- --- --- --- - --------------------------------------------------------------------------------------------------------------------------------- - --------------------------------------------------------------------------------------------------------------------------------- PHASE II PROMOTIONS [] [] See Exhibit B attached hereto --- --- - --------------------------------------------------------------------------------------------------------------------------------- - --------------------------------------------------------------------------------------------------------------------------------- Attach completed AOL Demographic Phase I [*] [] Profile Worksheet Promotions Total: --- --- - --------------------------------------------------------------------------------------------------------------------------------- {/TABLE} {TABLE} {CAPTION} - --------------------------------------------------------------------------------------------------------------------------------- Art - --------------------------------------------------------------------------------------------------------------------------------- All necessary artwork and active URL's must be provided by advertiser 3 business days prior to start date. Artwork required from Advertiser/Agency: ---------------------------------------- {S} {C} {S} [_] 234x60 IAB Standard /10k Max [_] 145x30 Old Standard /10k Max [_] 120x60 Shopping/10k Max [_] 175x45 Chat/Mail in-box/10k Max [_] 197x40 PF Area/10k Max [_] Special ------------------ Static banners only, no animation* {/TABLE} Linking URL: The HTTP/URL address to be connected to the Advertisement shall be: http://www.stamps.com, or any other HTTP/URL agreed upon by Advertiser and AOL (the "Affiliated Advertiser Site"). Advertiser shall be responsible for any hosting or communication costs associated with the Affiliated Advertiser Site. Please send artwork and URL to (choose one): [_] AOLARTWEST@aol.com [_] AOLARTEAST@aol.com ------------------ ------------------ AOL reserves the right to immediately cancel any advertising flight in the event of a material change to the nature or content of the site linked to the 147095	Chase Manhattan Chase Manhattan Bank ( Financial ) As referenced in this Advertising Insertion Order: Chase Manhattan Bank, – hereunder will be paid in immediately available, non-refundable U.S. funds wired to the "America Online" account, Account Number 323070752 at The Chase Manhattan Bank, 1 Chase Manhattan Plaza, New York, NY 10081 (ABA: 021000021). In the event of nonpayment on any of the dates specified above, _____________ dt 101775 ; America Online America Online Inc. As referenced in this Advertising Insertion Order: AOL – AND UNDERLINED. THE CONFIDENTIAL PORTION HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. - -------------------------------------------------------------------------------- AOL ADVERTISING INSERTION ORDER ------------------------------- by and between AMERICA ONLINE, INC. and STAMPS.COM INC. Dated AMERICA ONLINE, – FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. - -------------------------------------------------------------------------------- AOL ADVERTISING INSERTION ORDER ------------------------------- by and between AMERICA ONLINE, INC. and STAMPS.COM INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [ AOL – by and between AMERICA ONLINE, INC. and STAMPS.COM INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [LOGO OF AMERICA ONLINE] =============================== Contract #: ------------------------------- AOL Salesperson: -------------------------- Sales Coordinator: Credit Approval AMERICA ONLINE] – and STAMPS.COM INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [LOGO OF AMERICA ONLINE] =============================== Contract #: ------------------------------- AOL Salesperson: -------------------------- Sales Coordinator: Credit Approval Received ------------------------ Date: ------------------------------------- {TABLE} {CAPTION} - ----------------------------------------------------------------------------------------------- Advertiser Advertising Agency - ----------------------------------------------------------------------------------------------- { AOL – INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [LOGO OF AMERICA ONLINE] =============================== Contract #: ------------------------------- AOL Salesperson: -------------------------- Sales Coordinator: Credit Approval Received ------------------------ Date: ------------------------------------- {TABLE} {CAPTION} - ----------------------------------------------------------------------------------------------- Advertiser Advertising Agency - ----------------------------------------------------------------------------------------------- {S} {C} { dt 52306 ; America Online America Online Inc. ( Miscellany ) As referenced in this Advertising Insertion Order: AOL – AND UNDERLINED. THE CONFIDENTIAL PORTION HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. - -------------------------------------------------------------------------------- AOL ADVERTISING INSERTION ORDER ------------------------------- by and between AMERICA ONLINE, INC. and STAMPS.COM INC. Dated AMERICA ONLINE, – FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. - -------------------------------------------------------------------------------- AOL ADVERTISING INSERTION ORDER ------------------------------- by and between AMERICA ONLINE, INC. and STAMPS.COM INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [ AOL – by and between AMERICA ONLINE, INC. and STAMPS.COM INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [LOGO OF AMERICA ONLINE] =============================== Contract #: ------------------------------- AOL Salesperson: -------------------------- Sales Coordinator: Credit Approval AMERICA ONLINE] – and STAMPS.COM INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [LOGO OF AMERICA ONLINE] =============================== Contract #: ------------------------------- AOL Salesperson: -------------------------- Sales Coordinator: Credit Approval Received ------------------------ Date: ------------------------------------- {TABLE} {CAPTION} - ----------------------------------------------------------------------------------------------- Advertiser Advertising Agency - ----------------------------------------------------------------------------------------------- { AOL – INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [LOGO OF AMERICA ONLINE] =============================== Contract #: ------------------------------- AOL Salesperson: -------------------------- Sales Coordinator: Credit Approval Received ------------------------ Date: ------------------------------------- {TABLE} {CAPTION} - ----------------------------------------------------------------------------------------------- Advertiser Advertising Agency - ----------------------------------------------------------------------------------------------- {S} {C} { dt 52306 ;	Stamps.com Inc. Stamps.com Inc. ( Catalog & Mail Order ) As referenced in this Advertising Insertion Order: STAMPS.COM – CONFIDENTIAL PORTION HAS BEEN FILED SEPARATELY WITH THE SECURITIES AND EXCHANGE COMMISSION. - -------------------------------------------------------------------------------- AOL ADVERTISING INSERTION ORDER ------------------------------- by and between AMERICA ONLINE, INC. and STAMPS.COM INC. Dated December 16, 1998 - -------------------------------------------------------------------------------- {PAGE} =============================== AOL ADVERTISING INSERTION ORDER [LOGO OF AMERICA ONLINE] =============================== Contract #: ------------------------------- AOL Salesperson: -------------------------- Sales Coordinator: Credit Approval Received ------------------------ Date: ------------------------------------- { _____________ Stamps.com, – Contract #: ------------------------------- AOL Salesperson: -------------------------- Sales Coordinator: Credit Approval Received ------------------------ Date: ------------------------------------- {TABLE} {CAPTION} - ----------------------------------------------------------------------------------------------- Advertiser Advertising Agency - ----------------------------------------------------------------------------------------------- {S} {C} {C} Contact Person Doug Walner - ----------------------------------------------------------------------------------------------- Company Name Stamps.com, Inc. - ----------------------------------------------------------------------------------------------- Address - Line 1 2900 31st St., Suite 150 - ----------------------------------------------------------------------------------------------- Address - Line 2 Santa Monica, CA 90405 - ----------------------------------------------------------------------------------------------- Phone # 310-450-1444 - ----------------------------------------------------------------------------------------------- Fax # - ----------------------------------------------------------------------------------------------- Email _____________ @stamps.com – Inc. - ----------------------------------------------------------------------------------------------- Address - Line 1 2900 31st St., Suite 150 - ----------------------------------------------------------------------------------------------- Address - Line 2 Santa Monica, CA 90405 - ----------------------------------------------------------------------------------------------- Phone # 310-450-1444 - ----------------------------------------------------------------------------------------------- Fax # - ----------------------------------------------------------------------------------------------- Email Dwalner@stamps.com - ----------------------------------------------------------------------------------------------- SIC Code - ----------------------------------------------------------------------------------------------- Advertiser IAB Category - ----------------------------------------------------------------------------------------------- {/TABLE} {TABLE} {CAPTION} - ----------------------------------------------------------------------------------------------- Billing Information - ----------------------------------------------------------------------------------------------- Send Invoices to (choose one): Advertiser [_] Agency - ----------------------------------------------------------------------------------------------- {S} {C} {C} Advertiser _____________ .stamps.com, – Special ------------------ * Static banners only, no animation* {/TABLE} Linking URL: The HTTP/URL address to be connected to the Advertisement shall be: http://www.stamps.com, or any other HTTP/URL agreed upon by Advertiser and AOL (the "Affiliated Advertiser Site"). Advertiser shall be responsible for any hosting _____________ Stamps.com – be the [*]. In addition to the foregoing, --- subject to the provisions hereof, Advertiser shall have the right to use the AOL Keyword Term Stamps.com and [] additional AOL Keyword Term as --- mutually agreed upon by the parties. - --------------- [**] Confidential treatment has been requested for the bracketed portions. The confidential _____________ dt 650855 ; Stamps com Inc
$37	Preview Subscribers	1999	Advertising Insertion Order Advertising Insertion Order (42K) Doc #147097: Click preview link for longer preview. [AOL ADVERTISING INSERTION ORDER] [LOGO] AMERICA ONLINE Contract #: -------------------- AOL Salesperson: Credit approval received --------------- Sales Coordinator: ------------- Date: -------------------------- {TABLE} {CAPTION} Advertiser Advertising Agency - -------------------------------------------------------------------------------------------------- {S} {C} {C} Contact Person Jeff Lymburner - -------------------------------------------------------------------------------------------------- Company Name Internet Liquidators International, Inc. - -------------------------------------------------------------------------------------------------- Address Line 1 2701 Rocky Point Drive, Ste. 510 - -------------------------------------------------------------------------------------------------- Address Line 2 Tampa, FL 33607 - -------------------------------------------------------------------------------------------------- Phone # 888-750-7467 - -------------------------------------------------------------------------------------------------- Fax # - -------------------------------------------------------------------------------------------------- Email Jlilusa@aol.com - ------------------------------------------------------------------------------ SIC Code - ------------------------------------ Advertiser IAB Category - -------------------------------------------------------------------------------------------------- {CAPTION} Billing Information - -------------------------------------------------------------------------------------------------- Send Invoices to (choose one): Advertiser Agency {S} {C} {C} Advertiser or Agency Billing Contact Person - -------------------------------------------------------------------------------------------------- Company Name Same as above - -------------------------------------------------------------------------------------------------- Billing Address Line 1 - -------------------------------------------------------------------------------------------------- Billing Address Line 2 - -------------------------------------------------------------------------------------------------- Billing Phone # - -------------------------------------------------------------------------------------------------- Billing Fax # - -------------------------------------------------------------------------------------------------- Billing Email Address - -------------------------------------------------------------------------------------------------- P.O. #, if applicable - -------------------------------------------------------------------------------------------------- {/TABLE} Payments: Advertiser shall pay AOL One Million Seven Hundred Fifty Thousand Dollars (US$1,750,000) as follows: a. Three Hundred Fifty Thousand Dollars (US$350,000) on execution of this Insertion Order; b. Three Hundred Fifty Thousand Dollars (US$350,000) on April 1, 1999; c. Three Hundred Fifty Thousand Dollars (US$350,000) on July 1, 1999; d. Three Hundred Fifty Thousand Dollars (US$350,000) on October 1, 1999; and e. Three Hundred Fifty Thousand Dollars (US$350,000) on January 1, 2000. Late Payments; Wired Payments. All amounts owed hereunder not paid when due and payable will bear interest from the date such amounts are due and payable at the prime rate in effect at such time. All payments required hereunder will be paid in immediately available, non-refundable U.S. funds wired to the "America Online" account, Account Number 323070752 at The Chase Manhattan Bank, 1 Chase Manhattan Plaza, New York, NY 10081 (ABA: 021000021). In the event of nonpayment, AOL reserves the right to immediately terminate this Insertion Order Agreement with written notice to Advertiser. {TABLE} {S} {C} {C} - --------------------------------------------------------------------------------------------- Inventory Type (choose one): [ ] AOL Service only [ ] AOL Affiliate only (e.g. AOL.com) [ ] AOL Service & AOL Affiliate - --------------------------------------------------------------------------------------------- {/TABLE} {PAGE} {TABLE} {CAPTION} AOL Service - -------------------------------------------------------------------------------------------------------------------- Inventory - -------------------------------------------------------------------------------------------------------------------- AOL Inventory/Demographic* Purchased Display Display Total Gross Price Start Stop Ad Type Date Date - -------------------------------------------------------------------------------------------------------------------- {S} {C} {C} {C} {C} Shopping Channel Auctions & Outlets 2/1/99 3/31/00 Anchor Tenant $ 416,000 Department - -------------------------------------------------------------------------------------------------------------------- Shopping Channel Computing Products 2/1/99 3/31/00 Tenant $ 47,500 More Hardware Department - -------------------------------------------------------------------------------------------------------------------- Shopping Channel Computing Products 2/1/99 3/31/00 More Stores Listbox Entry $ 60,000 Department - -------------------------------------------------------------------------------------------------------------------- Shopping Channel Office Products & 2/1/99 3/31/00 Tenant $ 140,000 Services Department - -------------------------------------------------------------------------------------------------------------------- Computing Superstore Auctions 2/1/99 3/31/00 Continuous Placement $1,000,000 Department - -------------------------------------------------------------------------------------------------------------------- Sports Channel 2/1/99 3/31/00 Banner Advertising $ 90,000 (Total of 1,500,000 Impressions) - -------------------------------------------------------------------------------------------------------------------- * Attach completed AOL Demographic Total: $1,750,000 Profile Worksheet - -------------------------------------------------------------------------------------------------------------------- {/TABLE} {TABLE} {CAPTION} {S} {C} - -------------------------------------------------------------------------------------------------------------------- Art - -------------------------------------------------------------------------------------------------------------------- All necessary artwork and active URL's must be provided by advertiser 3 business days prior to start date. Artwork required from Advertiser/Agency: ---------------------------------------- [ ] 234x60 IAB Standard /10k Max [ ] 145x30 Old Standard /10k Max [ ] 120x60 Shopping/10k Max [ ] 175x45 Chat/Mail in-box/10k Max [ ] 197x40 PF Area/10k Max [ ] Special_____ * Static banners only, no animation* Linking URL: The HTTP/URL address to be connected to the Advertisement shall be: http://www.bid.com (the "Affiliated Advertiser Site"). Advertiser shall be responsible for any hosting or communication costs associated with the Affiliated Advertiser Site. Please send artwork and URL to (choose one): [ ] AOLARTWEST@aol.com [ ] AOLARTEAST@aol.com ------------------ ------------------ AOL reserves the right to immediately cancel any advertising flight in the event of a material change to the nature or content of the site linked to the Advertisement. 147097	Chase Manhattan Chase Manhattan Bank ( Financial ) As referenced in this Advertising Insertion Order: Chase Manhattan Bank, – hereunder will be paid in immediately available, non-refundable U.S. funds wired to the "America Online" account, Account Number 323070752 at The Chase Manhattan Bank, 1 Chase Manhattan Plaza, New York, NY 10081 (ABA: 021000021). In the event of nonpayment, AOL reserves the right to immediately terminate _____________ dt 101776 ; America Online America Online Inc. ; America Online America Online Inc. ( Miscellany ) ;	Jeff Lymburner; Internet Liquidators International, Inc.; Adb Systems International Ltd
$50	Preview Subscribers	2003	Automatic Reinsurance Agreement Automatic Reinsurance Agreement (83K) Doc #189566: Click preview link for longer preview. Automatic Reinsurance Agreement between FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY Worcester, Massachusetts (hereinafter called the CEDING COMPANY) and AXA RE LIFE INSURANCE COMPANY New York, New York (hereinafter called the REINSURER) Effective January 1, 1999 This Agreement will be referred to as Agreement all99001 {Page} CONTENTS ARTICLES I. Automatic Coverage II. Facultative Underwriting III. Yearly Renewable Term Premium IV. Administration V. Increasing Amounts at Risk VI. Errors and Omissions VII. Expense of Original Policy VIII. Recapture Privileges IX. Terminations and Reductions X. Reinstatement, Continuations, Extended Term and Reduced Paid-Up Insurance XI. Liability XII. Claims XIII. Negotiation XIV. Arbitration XV. Insolvency XVI. Right to Inspect XVII. Duration of Agreement XVIII. Miscellaneous XIX. DAC Tax Article XX. Reinsurance Credit XXI. Execution of Agreement SCHEDULES A. Plan of Reinsurance B. Specifications C. Underwriting Classes D. Record Description E. Investment Funds EXHIBITS I. Reinsurance Premiums A. Standard Reinsurance Premium Rates B. Substandard Reinsurance Premium Rates C. Frasierized Formula D. 1975-80 Basic Select and Ultimate Mortality Table 2 {Page} The CEDING COMPANY shall cede reinsurance to the REINSURER in accordance with the terms of this Agreement. ARTICLE I AUTOMATIC COVERAGE A. All Provisions of this Agreement are subject to the laws of the State of New York. B. Reinsurance hereunder will be ceded automatically by the CEDING COMPANY on a quota-share basis. The REINSURER's percentage of participation in each risk ceded will be shown in Schedule A. C. For each risk on which reinsurance is ceded under this agreement, the CEDING COMPANY will retain 25% of the Mortality Net Amount at Risk (MNAR) up to maximum levels as shown in Schedule B and supported by Investment funds listed in Schedule E and its Amendments, that were reviewed by the REINSURER prior to their issuance. D. The CEDING COMPANY will cede and the REINSURER will automatically accept reinsurance, if all of the following conditions are met for each life: 1. The policies ceded are Single Premium Variable Universal Life (SPVUL) as described in Schedule B and supported by the Investment funds listed in Schedule E and its Amendments, that were received by the REINSURER prior to their issuance. 2. The amount does not exceed the automatic binding limits shown in Schedule A. 3. The sum of the amount of insurance already in force and applied for on that life, in all companies, does not exceed the Jumbo Limit as shown in Schedule A. 4. The CEDING COMPANY has not made facultative application for reinsurance of the current risk to the REINSURER or any other reinsurer. 5. The risk is conventionally underwritten by the CEDING COMPANY according to standard underwriting practices and guidelines. (see Schedule C) 6. The individual risk must be a citizen or a permanent resident of the United States or Canada. 7. The mortality rating on each individual risk must not exceed Table 16, Table P, 500% or its equivalent on a flat extra premium basis ($20 flat extra) for single life policies. For second to die policies, the mortality rating cannot exceed the following: {Table} {Caption} 1st LIFE 2nd LIFE -------- -------- {S} {C} std Table F Table D Table D {/Table} 3 {Page} ARTICLE II FACULTATIVE UNDERWRITING A. The CEDING COMPANY may submit all risks that are excluded from automatic coverage for facultative underwriting to the REINSURER. Applications will be submitted by the CEDING COMPANY for all plans of insurance as shown in Schedule B. B. Notification. The CEDING COMPANY will send to the REINSURER all information it has about the risk, including specifically but not limited to, copies of the application, medical examiners' reports, attending physicians' statements, inspection reports and other papers bearing on the insurability of the risk. Upon receipt of all information, the REINSURER will analyze the risk for facultative reinsurance and notify the CEDING COMPANY of its classification of the risk. The CEDING COMPANY will issue the policy at the CEDING COMPANY's substandard premium that is appropriate for the classification determined by the REINSURER. C. Sections A and B notwithstanding, the CEDING COMPANY retains the right to submit a risk for facultative coverage outside of this agreement. Any risk for which facultative reinsurance coverage is sought outside of this agreement, shall be ineligible for automatic reinsurance coverage under this agreement. D. The REINSURER will accept is share of the risk as shown in Schedule A, at the rating issued by the CEDING COMPANY based on B above. The premiums are described in Exhibit I. E. Adjustments. If any change is made in the policy that affects the reinsurance, such as changes in face amount or form of policy, the CEDING COMPANY will report such change to the REINSURER. F. Reporting. The CEDING COMPANY will prepare monthly statements as detailed in Article IV. 189566	Chase Manhattan Chase Manhattan Bank ( Financial ) As referenced in this Automatic Reinsurance Agreement: Chase Manhattan Bank – right to charge interest on a monthly basis at the prime rate as of December 31st of the prior year offered by the Chase Manhattan Bank Corporation when: a. Renewal premiums are not paid within sixty (60) days of the due date shown on the statement. b. Premiums for _____________ dt 102023 ; First Allmerica Financial Life Insurance Company;	AXA Re Life Insurance Company; Vel II Account of Allmerica Financial Life Ins & Ann Co
$53	Preview Subscribers	2003	Automatic Reinsurance Agreement Automatic Reinsurance Agreement (83K) Doc #2241589: Click preview link for longer preview. Automatic Reinsurance Agreement between FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY Worcester, Massachusetts (hereinafter called the CEDING COMPANY) and AXA RE LIFE INSURANCE COMPANY New York, New York (hereinafter called the REINSURER) Effective January 1, 1999 This Agreement will . . . 2241589	Chase Manhattan Chase Manhattan Bank ( Financial ) As referenced in this Automatic Reinsurance Agreement: Chase Manhattan Bank – C. Other 1. The REINSURER reserves the right to charge interest on a monthly basis at the prime rate as of December 31st of the prior year offered by the Chase Manhattan Bank Corporation when: a. Renewal premiums are not paid within sixty (60) days of the due date shown on the statement. b. Premiums for new business are not paid within one _____________ dt 1428873 ;	VEL II Account of Allmerica Financial Life INS & ANN Co VEL II Account of Allmerica Financial Life INS & ANN Co
$47	Preview Subscribers	2001	Capacity Purchase Agreement Capacity Purchase Agreement (73K) Doc #415369: Click preview link for longer preview. [GLOBAL CROSSING LOGO] PART 1 - SPECIFIC TERMS THIS CAPACITY PURCHASE AGREEMENT (as amended, supplemented or otherwise modified from time to time, this "Agreement"), entered into as of November 10, 2000 between GLOBAL CROSSING BANDWIDTH, INC., a corporation organized and existing under the laws of California and having its principal office in Goleta, California , (said company, and any permitted successor or assign hereunder, the "Grantor") and INTERNATIONAL SATELLITE COMMUNICATION HOLDING LTD., a corporation organized and existing . . . 415369	Chase Manhattan Chase Manhattan Bank ( Financial ) As referenced in this Capacity Purchase Agreement: Chase Manhattan Bank – provider, as such network may be expanded by the Grantor and its Affiliates from time to time. "Grantor's Account" means the bank account of the Grantor maintained with The Chase Manhattan Bank at CONFIDENTIAL - GLOBAL CROSSING PROPRIETARY INFORMATION {PAGE} 8 2 1 Chase Manhattan Plaza, New York, NY, or such other account as the Grantor may designate to the Purchaser in writing. _____________ Chase Manhattan Bank – NY, or such other account as the Grantor may designate to the Purchaser in writing. Wire instructions for the above-referenced account are as follows: Account Number:[ ]* Bank Name: The Chase Manhattan Bank ABA No.: 021 000 021 Chips Participant No. 0002 S.W.I.F.T BIC[ ]* Reference:[ ]* Any questions regarding wire transfers to the Grantor's Account should be directed _____________ dt 1425581 ; Citibank Citibank, NA As referenced in this Capacity Purchase Agreement: Citibank N.A. – Bank of Bermuda, Hamilton, Bermuda, or such other account as the Maintenance Company may designate to the Purchaser in writing. Wire instructions for the above-referenced account are as follows: Citibank N.A. 111 Wall Street New York, NY FED ABA: 021000089 CHIPS ABA: 0008 S.W.I.F.T. Code: [ ]* For Credit to: [ ]* CHIPS UID: [ ]* S.W.I.F.T. Code: [ ]* _____________ dt 1478429 ;	IMPSAT Fiber IMPSAT Fiber Networks, Inc. ( Communications Services ) As referenced in this Capacity Purchase Agreement: Impsat Fiber Networks, Inc – are herein sometimes collectively referred to as the "Parties" and each, individually, as a "Party." W I T N E S S E T H : WHEREAS, the Purchaser's affiliate Impsat Fiber Networks, Inc . ("Impsat") and the Grantor have entered into a Capacity Commitment Agreement of even date (the "Commitment Agreement") where Impsat has agreed to purchase or procure that its affiliates will _____________ dt 1388517 ; Citibank Citibank, NA ( Financial ) As referenced in this Capacity Purchase Agreement: Citibank N.A. – Bank of Bermuda, Hamilton, Bermuda, or such other account as the Maintenance Company may designate to the Purchaser in writing. Wire instructions for the above-referenced account are as follows: Citibank N.A. 111 Wall Street New York, NY FED ABA: 021000089 CHIPS ABA: 0008 S.W.I.F.T. Code: [ ]* For Credit to: [ ]* CHIPS UID: [ ]* S.W.I.F.T. Code: [ ]* _____________ dt 1478429
$35	Subscribers	2000	Certificate Guaranty Insurance Policy Certificate Guaranty Insurance Policy (21K) Doc #387786: This document is immediately available for purchase, but does not have a preview available for viewing. Ambac Ambac Assurance Corporation CERTIFICATE GUARANTY INSURANCE POLICY c/o CT Corporation Systems 44 East Mifflin Street, Madison, Wisconsin 53703 Administrative Office One State Street Plaza, New York, New York 10004 Telephone: (212) 668-0340 Insured Obligations: Policy Number: ABFS Mortgage Loan Trust 2000-4 AB0422BE Mortgage-Backed Notes, Series 2000-4 Premium: As specified in the endorsement attached hereto. AMBAC ASSURANCE CORPORATION (Ambac) A Wisconsin Stock Insurance Company in consideration of the payment of the premium and subject to the terms of this Policy, hereby agrees unconditionally and irrevocably to pay to the Trustee for the benefit of the Holders of the Insured Obligations, that portion of the Insured Amounts which shall become Due for Payment but shall be unpaid by reason of Nonpayment. Ambac will make such payments to the Trustee from its own funds on the later of (a) one (1) Business Day following notification to Ambac of Nonpayment or (b) the Business Day on which the Insured Amounts are Due for Payment. Such payments of principal or interest shall be made only upon presentation of an instrument of assignment in form and substance satisfactory to Ambac, transferring to Ambac all rights under such Insured Obligations to receive the principal of and interest on the Insured Obligation. Ambac shall be subrogated to all the Holders' rights to payment on the Insured Obligations to the extent of the insurance disbursements so made. Once payments of the Insured Amounts have been made to the Trustee, Ambac shall have no further obligation hereunder in respect of such Insured Amounts. In the event the Trustee for the Insured Obligations has notice that any payment of principal or interest on an Insured Obligation which has become Due for Payment and which is made to a Holder by or on behalf of the Trustee has been deemed a preferential transfer and theretofore recovered from its Holder pursuant to the United States Bankruptcy Code in accordance with a final, nonappealable order of a court of competent jurisdiction, such Holder will be entitled to payment from Ambac to the extent of such recovery if sufficient funds are not otherwise available. This Policy is noncancelable by Ambac for any reason, including failure to receive payment of any premium due hereunder. The premium on this Policy is not refundable for any reason. This Policy does not insure against loss of any prepayment or other acceleration payment which at any time may become due in respect of any Insured Obligation, other than at the sole option of Ambac, nor against any risk other than Nonpayment, including failure of the Trustee to make any payment due Holders of Insured Amounts. To the fullest extent permitted by applicable law, Ambac hereby waives and agrees not to assert any and all tights and defenses, to the extent such rights and defenses may be available to Ambac, to avoid payment of its obligations under this Policy in accordance with the express provisions hereof. Any capitalized terms not defined herein shall have the meaning given such terms in the endorsement attached hereto or in the Agreement. In witness whereof, Ambac has caused this Policy to be affixed with its corporate seal and to be signed by its duly authorized officers in facsimile to become effective as their original signatures and binding upon Ambac by virtue of the countersignature of its duly authorized representative. 387786	Chase Manhattan Chase Manhattan Bank ( Financial ) As referenced in this Certificate Guaranty Insurance Policy: Chase Manhattan Bank, – 2000 Authorized Representative {PAGE} CERTIFICATE GUARANTY INSURANCE POLICY ENDORSEMENT Attached to and forming part of Effective Date of Endorsement: Certificate Guaranty Insurance Policy #AB0422BE December 21, 2000 issued to: The Chase Manhattan Bank, as Indenture Trustee for the Holders of ABFS Mortgage Loan Trust 2000-4, Mortgage-Backed Notes, Series 2000-4 For all purposes of this Policy, the following terms shall _____________ Chase Manhattan Bank, – as of December 1, 2000, among Bear Stearns Asset-Backed Securities, Inc., as Depositor, ABFS Mortgage Loan Trust 2000-4, as Issuer, American Business Credit, Inc., as Servicer and The Chase Manhattan Bank, as Indenture Trustee and Collateral Agent. "Deficiency Amount" means, for each Payment Date, the excess, if any, of Required Distributions over the Net Available Funds. "Due for Payment" shall _____________ Chase Manhattan Bank, – registered owner or beneficial owner of any Note. "Indenture" shall mean the Indenture dated as of December 1, 2000 between ABFS Mortgage Loan Trust 2000-4, as Issuer and The Chase Manhattan Bank, as Indenture Trustee, as such agreement may be amended, modified or supplemented from time to time as set forth in the Indenture. "Indenture Trustee" or "Trustee" shall mean The _____________ Chase Manhattan Bank, – Bank, as Indenture Trustee, as such agreement may be amended, modified or supplemented from time to time as set forth in the Indenture. "Indenture Trustee" or "Trustee" shall mean The Chase Manhattan Bank, in its capacity as Indenture Trustee under the Indenture, or if any successor Indenture Trustee or any co-trustee shall be appointed as provided therein, then "Indenture Trustee" shall _____________ Chase Manhattan Bank, – and Originator, HomeAmerican Credit, Inc. d/b/a Upland Mortgage, as Originator, New Jersey Mortgage and Investment Corp., as Originator, ABFS 2000-4, 2 {PAGE} Inc., as Seller and The Chase Manhattan Bank, as Indenture Trustee, as such agreement may be amended, modified or supplemented from time to time. "Insured Amounts" shall mean, with respect to any Payment Date, any Deficiency Amount _____________ dt 1012879 ; Bear Stearns Bear Stearns Asset Backed Securities Inc. ; Citibank Citibank, NA As referenced in this Certificate Guaranty Insurance Policy: Citibank, N.A. – Preference Amounts for any given Business Day. "Late Payment Rate" shall mean for any Payment Date, the greater of (i) the rate of interest, as it is publicly announced by Citibank, N.A. at its principal office in New York, New York as its prime rate (any change in such prime rate of interest to be effective on the date such change _____________ Citibank, N.A. – principal office in New York, New York as its prime rate (any change in such prime rate of interest to be effective on the date such change is announced by Citibank, N.A. ) plus 2% and (ii) the then applicable highest rate of interest on the Notes. The Late Payment Rate shall be computed on the basis of a year of 360 _____________ dt 996387 ;	Bear Stearns Bear Stearns Asset Backed Securities Inc. ( Financial ) ; Citibank Citibank, NA ( Financial ) As referenced in this Certificate Guaranty Insurance Policy: Citibank, N.A. – Preference Amounts for any given Business Day. "Late Payment Rate" shall mean for any Payment Date, the greater of (i) the rate of interest, as it is publicly announced by Citibank, N.A. at its principal office in New York, New York as its prime rate (any change in such prime rate of interest to be effective on the date such change _____________ Citibank, N.A. – principal office in New York, New York as its prime rate (any change in such prime rate of interest to be effective on the date such change is announced by Citibank, N.A. ) plus 2% and (ii) the then applicable highest rate of interest on the Notes. The Late Payment Rate shall be computed on the basis of a year of 360 _____________ dt 996387
$58	Preview Subscribers	2002	Consignment Agreement Consignment Agreement (82K) Doc #424568: Click preview link for longer preview. CONSIGNMENT AGREEMENT CONSIGNMENT AGREEMENT ("AGREEMENT") made as of January 22, 2001, by and between COMMERZBANK INTERNATIONAL S.A, with its principal office at 11 rue Notre Dame, Luxembourg L-2013 ("Consignor"), and MICHAEL ANTHONY JEWELERS, INC., a Delaware corporation with its principal office at 115 South MacQuesten Parkway, Mount Vernon, New York 10550("Consignee"). Consignee has requested Consignor to deliver Precious Metal (as defined herein) on consignment for sale to Consignee. To effectuate this arrangement, Consignor and Consignee agree that the Consignment Agreement governing this arrangement is stated as follows: 1. DEFINITIONS. For the purposes of this Agreement: "ABN" shall mean ABN AMRO Bank, N.V., New York Branch and any legal successor in interest thereto. "BASE RATE" shall mean the higher of (i) the prime commercial lending rate announced from time to time by The Chase Manhattan Bank, or (ii) the rate quoted by The Chase Manhattan Bank at approximately 11:00 am, New York City time, to dealers in the New York Federal Funds Market for the overnight offering of dollars by The Chase Manhattan Bank for deposit, plus one-half of one percent (0.5001). "CONSIGNEE'S COUNSEL" shall mean Rita Martin-Crowley, Esq., General Counsel of the Consignee. "CONSIGNED PRECIOUS METAL" shall mean Precious Metal which Consignor has consigned to Consignee pursuant to the terms of this Agreement for which payment has not been received or which has not been Redelivered to Consignor. "CONSIGNMENT FEES" shall mean the outstanding total of fees agreed to (based on specified quantities and time periods) by Duly Authorized officers of both parties at the time of each Delivery of consigned Precious Metal. "Consignment Limit" shall mean the lesser of (a) 45,000 troy ounces of fine gold, or (b) Consigned Precious Metal with a Fair Market Value(or unpaid Purchase Price in the case of Consigned Precious Metal for which the Purchase Price has been agreed but payment has not been received by Consignor) equal to $15,000,000.00 "CS" shall mean Credit Suisse, New York Branch arid ally legal successor in interest thereto. -1- {PAGE} "CURRENT LIABILITIES" shall mean, at any date as of which the amount thereof shall be determined, all amounts that should, in accordance with generally accepted accounting principles, be included as current liabilities on the balance sheet of Consignee as at such date, plus, to the extent not already included herein all Indebtedness that is payable upon demand o= within one (1) ,7EAR from the date of determination thereof unless such indebtedness is renewable or extendible at the option of Consignee to a date more than one (1) year from the date of determination. "DELIVER" or "DELIVERY" shall mean either actual shipment, creating the right in Consignee to demand actual shipment through a writing, instrument or a statement of account, or consignor's crediting Precious Metal to the account of Consignee with one or more third parties when no physical movement thereof is contemplated by the parties. "DULY AUTHORIZED OFFICER" shall mean, with respect to the Consignee, the President of Consignee, or other officer or employee who is authorized by the Board of Directors or an executive committee of such Board of Directors and with respect to the Consignor, any vice president or other officer or employee who is authorized to act in such capacity. "ENVIRONMENTAL REQUIREMENT(S)" shall mean any present or future law, statute, ordinance, rule, regulation, order, code, license, permit, decree, judgment, directive or the equivalent of or by any Governmental Authority and relating to or addressing the protection of human health or the environment. "EQUITY PRECIOUS METAL" shall Precious Metal (a) owned outright by the Consignee subject only to security interests permitted hereunder, and (b) not delivered to the Consignee pursuant to a "consignment", "lease", "loan", "conditional sale" or other similar arrangement. "EVENT OF DEFAULT" shall mean an Event of Default under Section 13 of this Agreement. "FAIR MARKET VALUE" on any day shall mean the Second London Gold Fixing for that day. If no such price is available for a particular day, the Fair Market Value for such day shall be the price for the immediately preceding day for which such price is available. "FINANCIAL STATEMENTS" shall mean the balance sheet, income statement, statement of cash flows and stockholder's equity statement of Consignee for the year or other period then ended, together with supporting schedules, certified (without qualification) by Deloitte & Touche or other independent public accountants approved by Consignor and prepared in accordance with generally accepted accounting principles consistently applied. "FPM" shall mean Fleet Precious Metals, Inc. and any legal successor in interest thereto. 424568	Chase Manhattan Chase Manhattan Bank ( Financial ) As referenced in this Consignment Agreement: Chase Manhattan Bank, – New York Branch and any legal successor in interest thereto. "BASE RATE" shall mean the higher of (i) the prime commercial lending rate announced from time to time by The Chase Manhattan Bank, or (ii) the rate quoted by The Chase Manhattan Bank at approximately 11:00 am, New York City time, to dealers in the New York Federal Funds Market for _____________ Chase Manhattan Bank – BASE RATE" shall mean the higher of (i) the prime commercial lending rate announced from time to time by The Chase Manhattan Bank, or (ii) the rate quoted by The Chase Manhattan Bank at approximately 11:00 am, New York City time, to dealers in the New York Federal Funds Market for the overnight offering of dollars by The Chase Manhattan Bank for _____________ Chase Manhattan Bank – The Chase Manhattan Bank at approximately 11:00 am, New York City time, to dealers in the New York Federal Funds Market for the overnight offering of dollars by The Chase Manhattan Bank for deposit, plus one-half of one percent (0.5001). "CONSIGNEE'S COUNSEL" shall mean Rita Martin-Crowley, Esq., General Counsel of the Consignee. "CONSIGNED PRECIOUS METAL" shall mean Precious _____________ Chase Manhattan Bank – and Consignee, as the same has been amended from time to time and (v) any promissory note (including, without limitation, that certain. promissory note of Debtor in favor of The Chase Manhattan Bank dated July 31, 1998) and/or agreements in favor of The Chase Manhattan Bank as successor in interest by merger to Chemical Bank. -19- {PAGE} (n) occurrence of any Event _____________ Chase Manhattan Bank – any promissory note (including, without limitation, that certain. promissory note of Debtor in favor of The Chase Manhattan Bank dated July 31, 1998) and/or agreements in favor of The Chase Manhattan Bank as successor in interest by merger to Chemical Bank. -19- {PAGE} (n) occurrence of any Event of Default as defined in the Security Agreement; (o) occurrence of any attachment on _____________ dt 1425717 ; ABN AMRO Bank ABN AMRO Bank N.V. As referenced in this Consignment Agreement: ABN AMRO Bank, N.V., – To effectuate this arrangement, Consignor and Consignee agree that the Consignment Agreement governing this arrangement is stated as follows: 1. DEFINITIONS. For the purposes of this Agreement: "ABN" shall mean ABN AMRO Bank, N.V., New York Branch and any legal successor in interest thereto. "BASE RATE" shall mean the higher of (i) the prime commercial lending rate announced from time to time by _____________ dt 1470889 ; Michael Anthony Michael Anthony Jewelers Inc. ( Furniture & Fixtures ) As referenced in this Consignment Agreement: MICHAEL ANTHONY JEWELERS, INC – CONSIGNMENT AGREEMENT ("AGREEMENT") made as of January 22, 2001, by and between COMMERZBANK INTERNATIONAL S.A, with its principal office at 11 rue Notre Dame, Luxembourg L-2013 ("Consignor"), and MICHAEL ANTHONY JEWELERS, INC ., a Delaware corporation with its principal office at 115 South MacQuesten Parkway, Mount Vernon, New York 10550("Consignee"). Consignee has requested Consignor to deliver Precious Metal (as defined herein) _____________ Michael Anthony Jewelers, Inc – other than gold. "PRINCIPAL OFFICE" shall mean: For Consignor: Commerzbank International S.A. 11 rue Notre Dame Luxembourg L-2013 Fax Number: 011 352 47 79 11 420 For Consignee: Michael Anthony Jewelers, Inc . 115 South MacQuesten Parkway Mount Vernon, New York 10550 Attention: Michael A. Paolercio, Senior Vice President and Treasurer Fax Number: 914-699-2335 "PURCHASE PRICE" shall mean a price _____________ MICHAEL ANTHONY JEWELERS, INC – day and year first above written. Commerzbank International S.A. As Consignor By: /s/: E. Winter /s/: Ralf Kreikenbaum ------------------------------------------------------- Name: E. Winter Ralf Kreikenbaum Title Legal Advisor Senior Vice President MICHAEL ANTHONY JEWELERS, INC . AS CONSIGNEE BY: /S/: MICHAEL A. PAOLERCIO --------------------------------- NAME: MICHAEL A PAOLERCIO TITLE: SVP & TREASURER -23- {/TEXT} {/DOCUMENT} _____________ dt 1327344 ;	ABN AMRO Bank ABN AMRO Bank N.V. ( Money Center Banks ) As referenced in this Consignment Agreement: ABN AMRO Bank, N.V., – To effectuate this arrangement, Consignor and Consignee agree that the Consignment Agreement governing this arrangement is stated as follows: 1. DEFINITIONS. For the purposes of this Agreement: "ABN" shall mean ABN AMRO Bank, N.V., New York Branch and any legal successor in interest thereto. "BASE RATE" shall mean the higher of (i) the prime commercial lending rate announced from time to time by _____________ dt 1470889 ; Commerzbank Commerzbank AG ( Financial ) As referenced in this Consignment Agreement: Commerzbank AG, – all other amounts due by Consignee to Consignor under this Agreement (including any applicable sales or use tax) shall be made in the following manner: (i) by bank wire to, Commerzbank AG, New York ABA # 026-008-044 for further credit to Commerzbank AG, Frankfurt for Account Commerzbank International S.A. (ii) by Consignor to charge its account with Consignor, or ( _____________ Commerzbank AG, – any applicable sales or use tax) shall be made in the following manner: (i) by bank wire to, Commerzbank AG, New York ABA # 026-008-044 for further credit to Commerzbank AG, Frankfurt for Account Commerzbank International S.A. (ii) by Consignor to charge its account with Consignor, or (iii) by other means which Consignor approves in writing. If Consignor in _____________ dt 1510713
$48	Preview Subscribers	2003	Development, License and Supply Agreement Development, License and Supply Agreement (137K) Doc #130120: Click preview link for longer preview. DEVELOPMENT, LICENSE AND SUPPLY AGREEMENT dated as of June 18, 2002 between WYETH acting through its Wyeth Consumer Healthcare Division and IMPAX LABORATORIES, INC. for Loratadine/Pseudoephedrine Combination Tablets {PAGE} TABLE OF CONTENTS ARTICLE I DEFINITIONS........................................................1 ARTICLE II GRANT OF RIGHTS; EXCLUSIVITY......................................8 ARTICLE III DEVELOPMENT ACTIVITIES AND PATENT LITIGATION.....................9 ARTICLE IV SUPPLY...........................................................13 ARTICLE V COMPLIANCE, QUALITY AND ENVIRONMENTAL.............................14 ARTICLE VI LICENSE PAYMENTS, ROYALTIES, AND SUPPLY PRICE....................19 ARTICLE VII REPRESENTATIONS AND WARRANTIES..................................23 ARTICLE VIII INDEMNIFICATION AND INSURANCE..................................26 ARTICLE IX TERM AND TERMINATION.............................................28 ARTICLE X CONFIDENTIALITY...................................................34 ARTICLE XI TRADEMARKS; INFRINGEMENT OF IMPAX PATENTS........................36 ARTICLE XII FORCE MAJEURE...................................................37 ARTICLE XIII NOTICES........................................................38 ARTICLE XIV MISCELLANEOUS...................................................39 EXHIBIT A Impax Patents............................................................. EXHIBIT B Pricing and Direct Manufacturing Costs.................................... EXHIBIT C Quality Agreement......................................................... EXHIBIT D Adverse Experience Reporting Procedures................................... - i - {PAGE} THIS DEVELOPMENT, LICENSE AND SUPPLY AGREEMENT is made and entered into as of this 1st day of June 2002, between WYETH, a corporation organized and existing under the laws of Delaware, acting through its Wyeth Consumer Healthcare Division and having an address at Five Giralda Farms, Madison, New Jersey 07940 ("WCH") and IMPAX LABORATORIES, INC., a corporation organized and existing under the laws of Delaware and having an address at 3735 Castor Avenue, Philadelphia, Pennsylvania 19124 ("IMPAX"). RECITALS WHEREAS, IMPAX has developed two loratadine/pseudoephedrine combination products and has filed an Abbreviated New Drug Application for each such product with the United States Food and Drug Administration; WHEREAS, WCH wishes to license IMPAX's patents and technical information with respect to such loratadine/pseudoephedrine combination products and to have IMPAX supply WCH with such products for sale as over-the-counter drugs; and WHEREAS, IMPAX is experienced in the manufacture of pharmaceutical products and is willing to grant such license and supply WCH with such products, all on the terms and subject to the conditions set forth herein. NOW, THEREFORE, in consideration of the mutual covenants and agreements set forth herein, and for good and valuable consideration the receipt and sufficiency of which are hereby acknowledged, the parties hereto hereby agree as follows: ARTICLE I DEFINITIONS 1.1 Definitions. As used in this Agreement, the following capitalized terms have the meanings indicated below: 1.1.1 "Affiliate" means, in the case of either Party, any corporation, joint venture, or other business entity which directly or indirectly controls, is controlled by, or is under common control with that Party. "Control," as used in this Section 1.1.1, means having the power to direct, or cause the direction of, the management and policies of an entity, whether through ownership of voting securities, by contract or otherwise. Notwithstanding the foregoing, for purposes of this Agreement, the term "Affiliate" does not include entities in which a Party or its Affiliates owns a majority of the ordinary voting power to elect a majority of the board of directors but is restricted from electing such majority by contract or otherwise, until such time as such restrictions are no longer in effect. 1.1.2 "ANDA" means an Abbreviated New Drug Application, as defined in the FD&C Act and applicable FDA rules and regulations. 130120	Chase Manhattan Chase Manhattan Bank ( Financial ) As referenced in this Development, License and Supply Agreement: Chase Manhattan Bank – as the case may be, (ii) interest on such overpayment or underpayment, as the case may be, at the prime rate quoted by Chase Manhattan Bank N.A. from the date payment was first due until the date of payment of such overpayment or underpayment, as the case may _____________ dt 101640 ; Impax Labs Impax Laboratories Inc. ( Pharmaceutical Preparations ) As referenced in this Development, License and Supply Agreement: IMPAX LABORATORIES, – the SEC