Appliances & Tools

                         MORGAN STANLEY CAPITAL I INC.
                                   Depositor



                    WELLS FARGO BANK, NATIONAL ASSOCIATION
                 Master Servicer and Securities Administrator



                                      and



                       LASALLE BANK NATIONAL ASSOCIATION
                             Trustee and Custodian



                          ---------------------------

                        POOLING AND SERVICING AGREEMENT
                           Dated as of March 1, 2007

                          --- . . .

                      MORGAN STANLEY MORTGAGE CAPITAL INC.

                                    Purchaser

                                       and

                             WELLS FARGO BANK, N.A.

                                     Company






                 _______________________________________________


               MASTER SELLER'S WARRANTIES AND SERVICING AGREEMENT

                            Dated as of April 1, 2006

                 _______________________________________________



               Fixed Rate and Adjustable Rate Prime Mortgage Loans



                                TABLE OF CONTENTS


ARTICLE I............. . . .